Earn up to 12.5% annual interest on your USD Coin (USDC).

Grow your USDC holdings with Nexo’s Yield solutions.
gray shapeUSD Coin logo

Calculate your USDC earnings.

Watch the power of compounding interest unfold with Nexo's Yield options.

USD Coin
up to 12.50%
330
Total balance over 20 years
$1.18M
Projected monthly interest by year 20
$3,503

Projected returns are estimates based on your inputs and assume constant interest rates and asset prices, with principal and interest remaining in your Nexo Account. These figures are for illustrative purposes only and are not intended as financial or legal advice. Actual performance may vary.

Flexible vs. Fixed-term USD Coin (USDC) Yield.

Whether you prioritize access or long-term positioning, there’s a Nexo Yield solution to match your strategy.

Flexible Yield

Daily compound interest with no lock-ups.

Earn compound interest with daily payouts.

Retain complete access to your USDC at all times.

Experience the compounding effect as each payout fuels the next.

Fixed-term Yield

Higher annual interest for set periods.

Earn up to 12.5% per year*, paid out in full at the term's end.

Lock your USDC for set periods in exchange for higher yield.

Auto-renew your term with a single tap to enjoy uninterrupted growth.

How the Nexo ecosystem supports your USD Coin (USDC).

Higher Wealth Tier, higher earnings

Boost your earnings as you move up Wealth Tiers. Holding NEXO Tokens gives your USD Coin more earning power.

Earning doesn’t pause

As long as your USD Coin stays in your Savings Wallet, interest compounds daily, even while you trade.

Effortless setup

Start earning on your USD Coin with just a transfer. Once it’s in your Savings Wallet, you’ll start earning interest after 24 hours.

Built-in confidence

Behind Nexo’s Yield solutions stand a robust infrastructure, custody by Ledger & Fireblocks, and compliance frameworks designed for long-term resilience.

Annual interest rates built for long-term strategies.

Learn about Flexible Yield

What clients say about Nexo.

Add funds with Nexo fees waived for a limited time.

Fund your account through the payment method you're most comfortable with. No Nexo fees applied.

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ACH

Add funds via Automated Clearing House (ACH) transfers.

Fedwire logo

Wire transfer

Deposit through a manual wire transfer, designed for larger amounts.

How to earn interest on your USD Coin.

Here’s how to start earning daily interest on your crypto with Flexible Yield.

1. Add USDC

Transfer USD Coin to your Nexo account, or exchange another asset for USDC directly in the app.

2. Opt in (if required)

Head to the Nexo app. Go to My profile > App settings > Yield settings. Toggle the setting on and start earning daily interest.

3. Watch your balance grow

Your assets will start accruing daily compounding interest automatically after 24 hours.

4. Boost your earnings

Access our highest interest rates by opting for Fixed-term Savings.
Start earning

Innovation, recognized worldwide.

Nexo's approach to digital wealth continues to earn recognition from respected industry bodies worldwide.

The Digital Banker Awards

Best PayTech for Digital CX, 2025

FinTech Breakthrough Awards

Best Cryptocurrency Wallet, 2025

PAY360 Awards

Best Consumer Payments Programme, 2025

Fundamentals at your fingertips.

SOC 2 & SOC 3 Type 2 audits

Successfully completed for three years in a row with recognition from the American Institute of Certified Public Accountants (AICPA).

Multi-layer authentication

Stay on top of your account at all times with SMS verifications, email verifications, and authenticator app support.

Biometric identification

Access your wealth with fingerprint or face recognition technology.

Real-time alerts

Stay on top of your wealth with instant notifications for all account activities.

Digital signature of trust

Verify the authenticity of all official communication from Nexo with a unique anti-phishing code.

AES 256-bit SSL

World-class solid methods used in modern encryption algorithms, protocols, and technologies.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
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